When there is water damage or fire damage in the home, the despair is often great: furniture is often damaged or the home is flooded. Then it is important to be well insured. This is where household contents insurance comes into play, offering you comprehensive insurance cover and peace of mind. You can find out […]
However, if you have homeowners' insurance, you are on the safe side: the insurance covers any damage to your property. We will now show you what damage and costs you can protect yourself against with homeowners' insurance, when it pays out and what it costs. What is homeowners' insurance? For you as a property owner, […]
Switching to private health insurance (PKV) offers many advantages, including more personalized benefits and shorter waiting times. Unfortunately, however, these benefits also come with high costs. Fortunately, as an employee you don't have to pay the insurance premiums alone. You are legally entitled to a subsidy from your employer. Below, we explain everything you need […]
Statutory health insurance is an essential part of our lives, as it ensures that we receive all-round care in the event of illness. Nevertheless, it can make sense to think about changing health insurance provider. We explain everything you need to know below. Change statutory health insurance: What you should know In Germany, you have […]
The Riester pension has been a popular option for private pension provision for over 15 years. As it is subsidized by state allowances and offers tax advantages, it is particularly worthwhile for families with children. Nevertheless, the Riester pension is no longer profitable for everyone these days and also has disadvantages. We present everything you […]
The health of your teeth is invaluable. Not only pain-free eating is important for our well-being, but also a radiant smile. However, dental treatment and dentures can be expensive and are often only partially covered by statutory health insurance. Supplementary dental insurance is available to close this insurance gap. However, choosing the right insurance can […]
Today's world is fast-paced and unpredictable. Risks and unforeseen events are our constant companions, which is why it is so important to be covered for all eventualities. Even if we don't wish it on you, an accident can drastically change your life from one moment to the next, both health-wise and financially. Accident insurance is […]
Patients in Germany have access to a two-tier or dual insurance system. Depending on your circumstances, group membership and profession, you can choose between statutory and private health insurance. However, the choice can be difficult: Many factors influence the question of which form of insurance is best for you. Below you will find a comparison […]
Occupational disability insurance is an important building block for your financial security. With a subsequent insurance guarantee and dynamics, you can react flexibly to changes in your life and protect yourself against inflation. Here you can find out all about its features and benefits so that you are perfectly prepared for an emergency and can […]
In a world characterized by constant change and uncertainty, the need for reliable financial security is becoming increasingly clear. Concerns about poverty in old age in particular are causing many people to think about their own retirement provision. Various insurance providers are now advertising a combined product comprising occupational disability insurance and private pension provision, […]
No matter what age you are, if you need care and are dependent on the help of others in everyday life, you will often incur high care costs. In this case, you are covered by statutory long-term care insurance: it pays part of the costs incurred for care and support. In this article, we show […]
If you cause damage to another person, they are entitled to compensation. In private cases, this is covered by your private liability insurance. However, if this happens as part of your professional activity as a self-employed person or freelancer, this does not apply. This is why it is all the more important for you to […]
Unit-linked life insurance consists of term life insurance and a fund investment. What does that mean? The purpose of term life insurance is to protect the life of the policyholder: In the event of death, termination of the contract or at the contractually agreed end of the term, a certain sum or annuity is paid […]
Exploring the world, making unforgettable memories - these are the things that travel dreams are made of. If you are planning an exciting trip abroad, you should definitely think about whether international health insurance makes sense for you. Because despite relaxation and idyll, unexpected illnesses or accidents can happen on vacation. That's why international health […]
If you have to assert your rights in court or with the help of a lawyer, your legal protection insurance will cover the costs incurred. This means you can face legal disputes with your landlord, employer or authorities with greater peace of mind. Here we show you what costs legal protection insurance covers and whether […]
For many people, a secure financial foundation in retirement is an important factor in planning for the future. Especially in times of economic uncertainty, the need for comprehensive retirement provision is becoming increasingly clear. One way of providing for a well-earned retirement is the company pension. This concept plays a key role in the German […]
as a dog owner, you can rely on your furry companion: He is faithful at your side and goes with you through thick and thin. But don't forget: no matter how well-behaved and friendly your dog is, it can always get frightened and run away, causing a traffic accident or injuring a fellow dog while […]
When investing money, many people are interested not only in attractive returns but also in making a contribution to climate protection or ethical and social concerns. They want to opt specifically for sustainable investments and support companies that are concerned about environmental protection, resource conservation and fair production and working conditions. We'll now show you […]
Have you ever thought about a possible occupational disability? No longer being able to practice your profession sounds unlikely - but it's an underestimated risk: According to the German Insurance Association (GDV), one in four people in Germany can no longer practice their profession before retirement due to physical or mental ailments. If an occupational […]
The German healthcare system is considered one of the best in the world: as a citizen in Germany, you enjoy excellent medical care as well as financial coverage in case of sick leave and nursing care. Executives and professionals from foreign companies working in Germany benefit from expatriate health insurance in Germany. Everything you need […]
If you have to assert your rights in court or with the help of a lawyer, your legal protection insurance will cover the costs incurred. This way you can face legal disputes with your landlord, employer or authorities more calmly. Here we show you which costs are covered by legal protection insurance and whether the […]
The cost of private health insurance (PHI) depends mainly on the desired benefits and the age of the insured person when the contract is concluded. However, there are price differences between different insurance providers. We will now show you what private health insurance costs you should expect and what you should look out for in […]
Whether in private or professional everyday life - even minor carelessness and oversights can have serious consequences. If you forget to turn off your stove or cross a street in your mind and overlook a cyclist, serious damage can occur. You have to pay for these. In such cases, your liability insurance relieves you of […]
Are you currently undergoing treatment at the dentist? Once the dentist has issued the findings, you can (almost) no longer take out a dental plan. Supplementary dental insurance for ongoing or advised treatments is your only option. In this article, we'll show you the options with immediate coverage. Most of these plans are tailored to […]
First things first: for almost all dental complaints, there are treatment options that are paid for in full or in part by the statutory health insurance. We will show you which health insurance benefits you are entitled to at the dentist and which costs are covered by law. Basically, treatment is carried out according to […]
The task of a healthcare system to maintain the health of a population is not a simple matter. For this purpose, the German health care system consists of several institutions, groups, organizations, professionals. In the following, you will learn which elements make it up and how the health care system in Germany works. In particular, […]
A dental treatment abroad is becoming increasingly popular. This is because statutory health insurers only cover a fraction of the costs for many treatments. For members of the public health insurance system, this can mean a high personal contribution, especially for expensive dentures. For this reason, more and more patients are seeking dentists abroad. But […]
Companies need an entirely different insurance concept than private customers. On the one hand, for the very specific risks of entrepreneurial activity. On the other hand, for its owners and employees.
The best mobile phone contract in Germany is undoubtedly the one that suits you best, when it comes to price, performance and coverage. See your best options.
This article covers all the important details about Taxes in Germany. Learn how to file a Tax Return in Germany and what are the Tax Classes and Brackets.
Recently moved to Germany, but don't know how to open a German bank account? No problem! In this article, we will explain the things needed to open an account.
Lots of planning is involved when moving to Germany. Follow our, downloadable Ultimate Checklist for Moving to Germany for a smoother transition & integration.
